the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. At. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. 84 that could reasonably be charged to a credit card would earn $168. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Citi Double Cash vs. . Slickdeals. Wells Fargo Active Cash ® Credit Card. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. ProsDoorDash Rewards Mastercard® vs. The no-annual-fee card offers 5% cash back on purchases in a top eligible. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. The value of a 1. Citi Double Cash® Card. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. See Rates and Fees. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. After that, an 19. 24% - 29. 24%, 24. Bank of America loyalists. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 22%. After that, an 19. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. You must select Apply Now on this page to take advantage of this specific offer. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. com database is $181. 24%, 25. S. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. $0. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. 6 min read Sep 08. At which point, I use. 5% unlimited cash back on all purchases. 24% (Variable) APR applies. 8 cents each, they can be worth much more when transferred to travel partners. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash Card. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Wells Fargo Active Cash® Card. Wells Fargo Autograph℠ Card. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Rewards rate. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Wells Fargo Active Cash® Card. Best for Cash. Citi Double Cash® Card. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Once the introductory period is over, the regular APR ranges from 19. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. The new welcome offer brings it in line with other cash-back credit cards on the market. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. Don't Which To Choose. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. After that there are no bonus categories that you have to keep track of. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. That describes the Citi Double Cash® Card. And Wells Fargo no longer has a minimum rewards redemption requirement. Wells Fargo Active Cash® Card (see rates. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Special Offer. These are solid benefits for a card with no annual fee. I know people hate Wells Fargo but I like my active cash and autograph card. Annual fee: $95. Currently, the Citi Double Cash doesn’t. Wells Fargo Active Cash® Card vs. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. 00 with Wells Fargo Active Cash Card. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. This likely doesn't. 3. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Like the Power Cash Rewards, the. 24% to 29. Annual fee: $0 intro annual fee for the first year, then $95. offers of $150 for $1500 spend on the Fidelity card. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. S. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 24% variable APR;. Wells Fargo Active Cash Card vs. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Citi Double Cash. Its limited-time offering of 10% cash back for Uber and Uber Eats. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Sep 19, 20239. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Both good cards, both have their uses. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Wells Fargo Active Cash vs Chase Freedom Unlimited. The card earns a flat 1. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. The Double Cash card usually offers a small welcome bonus. It also offers a. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. Wells Fargo Active Cash ® Card vs. Simply pick up the phone to call Visa Signature Concierge. With the Double Cash Card, however, you earn. Wells Fargo Active Cash® Card;. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Who the Wells Fargo Active Cash Card is Best For. The card. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Wells Fargo Active Cash℠ Credit Card. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Citi Double Cash. . Chase Sapphire Preferred Wells Fargo Active Cash. Citi Double Cash. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. Wells Fargo Active Cash even offers an introductory purchase. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. It also offers a. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Citi Diamond Preferred highlights. 7 minute read. There are better 2% alternative like the WF active cash with a nice sub. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash vs Wells Fargo Active Cash. Based on identical spending inputs, you’ll earn $201. This card is. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Capital One Quicksilver Cash Rewards. Synchrony Premier World Mastercard. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. 5% cash back, a $200 bonus and 0% for 12 months. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. Citi® Double Cash Card. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. You shouldn't be "applying" for double cash. Annual Fee. Citi Custom Cash Card vs. Rates & Fees. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 2% total cash-back. Wells Fargo Active Cash vs. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). This card also comes with no annual fee, and new. 24% (Variable) APR applies. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. But the Citi Custom Cash Card would. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. $0. You also don’t have to jump through any hoops to get the full. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. 73. 1 out of 5 rating 133 Reviews 133 Reviews. Who the Wells Fargo Active Cash Card is Best For. 2% cash rewards on purchases. Cash back rate. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. Take a look at this table to quickly compare the primary benefits of both cards. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. After that, the standard variable APR will be 19. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. Citi Double Cash has a $25 minimum amount redemption. Credit Card by. Wells Fargo Active Cash ® Card vs. S. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. 1. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Citi Double Cash Card vs. The Wells Fargo deals pay out quick. Our example family typically spends $2,443 annually on flights. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Aside from the credit card partnership, they actually do own a portion of the company. Citibank offers a bigger cash bonus opportunity — up to $2,000. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. The Money Hub. See related: Wells Fargo Active Cash vs. Rewards Rate. 2% flat rate and then 3% on PayPal. 3 important differences between Wells Fargo Autograph vs. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. The Double Cash provides 18 months of 0% introductory APR on balance transfers. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 24%, 25. 5% cash-back. 00 cash back per year with Citi Double Cash Card and $240. Earn unlimited 2% cash rewards on purchases. 5% cash rewards on purchases. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Though we value Capital One miles at around 1. Costco Anywhere Visa Card vs. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. These are the popular cards that most people can accessibly earn a good flat-rate cash back. You may also call 1-800-642-4720. Rewards Rate. View community ranking In the Top 1% of largest communities on Reddit. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. Citi® Diamond Preferred® Card vs. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. Alliant Visa® Platinum * vs. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Citi Double Cash. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. The Wells Fargo Active Cash® Card is an exception. The Wells Fargo Active Cash® Card for introductory perks and 2% on. This 2% card has a $200 SUB. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash Card vs. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. As you get the entire 2% back two days after the statement cycle closes. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. 3. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Chase Freedom Unlimited. S. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. People may hate Wells Fargo. Jump to. I just don't like the more limited visibility into WF. Wells Fargo Active Cash vs Citi Double Cash . (on up to $6,000 in each category per year. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Rewards Rate. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. 24% to 28. 78% APR. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Citi® Double Cash Card: Best for pairing. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. So I'm looking at cards that always provide at least 2% cashback regardless of category. Save your windfalls. You will earn unlimited 2% cash rewards on all of the purchases that you make. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Synchrony Premier World Mastercard® * vs. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. 24%. Wells Fargo Active Cash® Card. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. This means. Capital One Quicksilver; Chase Freedom Unlimited vs. Earn 1% to 3% cash back on purchases. Main content; Search; AccountWells Fargo Active Cash vs. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. One difference is that Wells Fargo offers a shorter 0% introductory rate. Using this card. Bilt Mastercard vs. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Look up Alliant credit Union signature visa 2. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. Tiered cards provide different cash-back rates for different types of purchases. Wells Fargo Active Cash® Card. Active Cash. No annual fee: Capital One Quicksilver vs. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. 24%, or 29. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Capital One Spark Cash Plus. The Fidelity Card requires a Fidelity account to deposit the money into. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Overview of the best 2% cash Back credit cards. Install dimmer switches. the Wells Fargo Active cash is the introductory APR offers. Miserable-Result6702. Slickdeals. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. 8 cents each, they can be worth much more when transferred to travel partners. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. 24% - 29. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. The Autograph has car rental CDW and no foreign transaction fees. 24%. With no annual fee, a decent welcome bonus. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Concierge service, 24/7. Cash Wise Visa has 1. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi® Double Cash Card. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Citi Double Cash® Card (see rates and fees). For context, the average annual rewards payout from the cashback credit cards in the investor. Citi is better due to points games (rewards+ = 10% bonus) etc. Citi Double Cash. (Though paying statement balances in full. Intro APR of 0% for 12 months from. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. However, I don't think you should listen to the bad rumors about Wells Fargo. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Easy-to-earn sign-up bonus. It's also best if you need to pay off a high interest credit card. . If you're looking for a major bank that's free of scandals, it doesn't exist. Other 2% Cash Back Cards. The Citi Double Cash Card offers a simple rewards system. Also Wells Fargo has a $300 checking account bonus right now. Annual fee: $0. After that, the standard variable. Synchrony Premier World Mastercard. Citi Double Cash® Card . If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Citi Double Cash and SoFi. 24% or 29. Citi® Double Cash Card;. 1.